The National Consumer Tribunal (NCT) has declared a debt counsellor’s conduct prohibited, ordered a refund of R14,089, and imposed an administrative fine of R90,000 after finding that a consumer was…
Now Playing Marriage in Community of Property: What It Means for Your Debt https://vhtlaw.co.za/wp-content/uploads/2026/02/Marriage_Is_an_Unlimited_Liability_Contract.mp3 When you get married in South Africa, one of the most important decisions you make is choosing…
Now Playing Prescribed Debt in South Africa How to Know If Your Debt Has Legally Expired in 2026 https://vhtlaw.co.za/wp-content/uploads/2026/01/South_Africa_Debt_Prescription_Rules_Explained.mp3 Understanding prescribed debt in South Africa can be a game-changer for those…
Now Playing Festive Season Spending How to Avoid Falling Back into Debt This Holiday https://vhtlaw.co.za/wp-content/uploads/2026/01/Stop_Small_Business_Holiday_Debt.mp4 The festive season is a time of joy and celebration, but it can also strain your finances.…
The Consumer Protection Act 68 of 2008 (CPA) is one of South Africa’s most important laws for everyday people. It ensures that businesses, including credit providers, treat consumers fairly and with…
Black Friday can be a great opportunity to save money, but it can also be a trap for consumers who spend more than they can afford. What begins as a few…