You’re not required to appear physically in court. VHT Attorneys appears on your behalf before magistrates in Gauteng and the greater Cape Town area. Your cooperation with documentation and information is essential, but we handle the court appearances for you.

If your debt counsellor is uncooperative or you can’t reach them, we can assist. We have established relationships with debt counselling companies and can file complaints with the NCR if necessary. We’ll navigate the proper legal steps to resolve the situation and proceed with your exit.

The timeline varies based on individual cases, but typically takes 4-12 weeks. This includes obtaining clearance certificates, court processes (if needed), and credit bureau updates. Our efficient approach aims to expedite your exit while ensuring everything is done legally and properly. Anyone promising 24-48 hour removal is scamming you.

Legitimate exits require: Either full debt settlement or proof of significantly increased income (with no court order), proper documentation, court processes (if applicable), and typically take 4-12 weeks.

Scams promise: Quick removal (24-48 hours), claim to work with the NCR to remove you, offer very cheap prices, demand upfront payment without written agreements, and promise to remove you while you still have outstanding debt without proper legal process. If it sounds too good to be true, it is.